Safeco has been providing coverage for its customers' prized possessions since it opened its doors in 1923.
Your coverage options
Safeco Renters Insurance covers your possessions from damage and theft, and also protects you if you’re held legally responsible for the injuries to another person while in and around your home. It costs less than you think - it’s easy to protect yourself and your belongings for just a few dollars a month.
Basic policy protection
Valuable Articles Coverage
If you own high-value items such as jewelry, art, collectibles, or camera equipment, you should consider adding extra coverage to your policy. For as little as a few dollars a month, items are protected for a fraction of what it would cost to replace them.
Personal Property Replacement Cost Protection
If you sold your couch in a yard sale, you’d probably get less for it than what a brand new one costs in the furniture store. In the event of a loss, Safeco Personal Property Replacement Cost Protection will help pay for the cost to purchase a new couch that is of similar size and style as the one you lost. Same goes for your TV, clothing, sporting goods, bed, and other covered belongings. We’ll pay the actual replacement cost of your things that were damaged or stolen, regardless of their age and condition, up to the limits and deductibles you select.
Identity Recovery Coverage
Recovering from identity theft can be a very costly, time–consuming, and stressful experience. With Safeco’s identity recovery coverage, you can replace that worry with calm for just $1 a month.
No matter what situation you find yourself in, Safeco Insurance® will be there when you need them most.
When your property is damaged or stolen
24-Hour Claims Assistance - Should you ever need to file a claim, help is just a click away at Safeco.com/claims or on the mobile app, or by calling Safeco Claims at 1-800-332-3226. Safeco’s claims service is fast, fair, hassle-free, and available 24/7 to assist you.